Post Codes as the insurance companies see it - Page 3 - MBClub UK

v_man · 24-02-2006, 12:10 PM

I'm in F*

SportsCoupeRich · 24-02-2006, 12:22 PM

S**T - moving from a C to a F* !!!!!!!!!!!!!!!!!!!!

Shude · 24-02-2006, 12:25 PM

Quote:

Originally Posted by SportsCoupeRich

S**T - moving from a C to a F* !!!!!!!!!!!!!!!!!!!!

This is the first thing I checked before anything else.

What's that you say? Get the solicitors to check for coal mines, flooding or subsidence in the local area? B*gger that, what car insurance risk is it?

SportsCoupeRich · 24-02-2006, 12:27 PM

not a happy bunny - just phoned to check and they reckon a 300 increase. gits.

still I will be safe and secure behind my large gates so there

Shude · 24-02-2006, 12:31 PM

Quote:

Originally Posted by SportsCoupeRich

still I will be safe and secure behind my large gates so there

A friend of mine lives in Castlefield, Manchester and his postcode comes up as "refer". Although the car is parked in a secure carpark, the insurance company insisted that this is no different to being parked on the street!

SportsCoupeRich · 24-02-2006, 12:37 PM

stats007 · 24-02-2006, 12:43 PM

Hilarious. I'm in an E* yet some of the places around here are more secure than a Kent Securitas Depot

Howard · 24-02-2006, 12:47 PM

D for me .... same as my A level grades

stats007 · 24-02-2006, 12:49 PM

and the letter on your hat?

(joking!)

jeremytaylor · 24-02-2006, 01:01 PM

Careful, we don't want Howard having a Tilly-fit.

Howard · 24-02-2006, 01:14 PM

Right .....

I'm off ................................. to work !

blicky_1 · 24-02-2006, 02:07 PM

'A' currently for me was in a 'C' and did notice the drop when I moved on car & house insurance.

It may be worth insuring your cars at another address then??

Shude · 24-02-2006, 03:06 PM

Quote:

Originally Posted by blicky_1

It may be worth insuring your cars at another address then??

I was talking to a guy who used to work at an insurance broker and he mentioned a really sneaky trick:

I live at postcode in the OL11 area, which is E*. I call up an insurance broker and tell them my address, but give the postcode as DL11 instead (which is a B on that list). It looks almost the same, could be easily mistaken if written down and post will still come to me because Mercedes Enthusiast magazine had DL11 as my postcode for over a year before I noticed!

If they check on the postcode and tell me it's wrong I can simply say that it's a new street and the postcodes always come back wrong at the moment or some other excuse.

If I was ever accused of fraud I would simply blame the insurance broker for screwing up the form, they must have typed the wrong letter or something. It is essential that you have a 3rd party involved for this to work because it is conceivable that someone in the chain could have screwed it up, if it is you dealing directly with the insurance company then they may record your conversation and it eliminates that extra level of protection you get.

THIS IS JUST AN IDEA, IT IS NOT INSTRUCTIONS OR A RECOMMENDATION. DO NOT FORGET IT IS ALSO FRAUD.

S17MMA · 17-10-2009, 10:16 AM

Mine says i am in a D? which really does not make any sense....and what is a D?

Shude · 17-10-2009, 01:31 PM

Quote:

Originally Posted by S17MMA

Mine says i am in a D? which really does not make any sense....and what is a D?

Your question is answered in the start of the post:

A = Low Risk
F = High Risk
* = motorcyles in areas DEF must be securely garaged overnight.

D is a medium risk area.

24-02-2006, 12:10 PM	#31
v_man Member Join Date: Feb 2006 Location: London Car: C200K Posts: 33	I'm in F*

24-02-2006, 12:22 PM	#32
SportsCoupeRich Hardcore MB Enthusiast Join Date: Jan 2005 Location: Fulham, London. Riyadh, KSA Car: C63 Wagonstein. Posts: 1,607	S*T - moving from a C to a F !!!!!!!!!!!!!!!!!!!!

24-02-2006, 12:27 PM	#34
SportsCoupeRich Hardcore MB Enthusiast Join Date: Jan 2005 Location: Fulham, London. Riyadh, KSA Car: C63 Wagonstein. Posts: 1,607	not a happy bunny - just phoned to check and they reckon a 300 increase. gits. still I will be safe and secure behind my large gates so there

24-02-2006, 12:37 PM	#36
SportsCoupeRich Hardcore MB Enthusiast Join Date: Jan 2005 Location: Fulham, London. Riyadh, KSA Car: C63 Wagonstein. Posts: 1,607

24-02-2006, 12:43 PM	#37
stats007 Hardcore MB Enthusiast Join Date: Aug 2003 Location: Hampshire Car: 575M Posts: 5,888	Hilarious. I'm in an E* yet some of the places around here are more secure than a Kent Securitas Depot

24-02-2006, 12:47 PM	#38
Howard Hardcore MB Enthusiast Join Date: Apr 2004 Location: Toad Hall Car: 2 x CLK 430 / 1 x A190 Posts: 16,474	D for me .... same as my A level grades

24-02-2006, 12:49 PM	#39
stats007 Hardcore MB Enthusiast Join Date: Aug 2003 Location: Hampshire Car: 575M Posts: 5,888	and the letter on your hat? (joking!)

24-02-2006, 01:01 PM	#40
jeremytaylor Hardcore MB Enthusiast Join Date: Jun 2005 Location: Surrey Hills Car: E280CDI Sport Est., CLK 200k Cab., VW T5 174, Citroen C8, and a 2CV! Posts: 2,416	Careful, we don't want Howard having a Tilly-fit.

24-02-2006, 01:14 PM	#41
Howard Hardcore MB Enthusiast Join Date: Apr 2004 Location: Toad Hall Car: 2 x CLK 430 / 1 x A190 Posts: 16,474	Right ..... I'm off ................................. to work !

24-02-2006, 02:07 PM	#42
blicky_1 Hardcore MB Enthusiast Join Date: Aug 2004 Location: Hampshire Car: Vauxhall Corsa SXi 1.3 TDCI Ecoflex - Honda Civic Type R GT - Suzuki GSX1300R Hayabusa Posts: 231	'A' currently for me was in a 'C' and did notice the drop when I moved on car & house insurance. It may be worth insuring your cars at another address then??

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17-10-2009, 10:16 AM	#44
S17MMA Hardcore MB Enthusiast Join Date: Oct 2009 Location: On the road less travelled Car: Soon to be ML 270 CDI Posts: 107	Mine says i am in a D? which really does not make any sense....and what is a D?